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Admissions

Tuition & Financial Aid

Affording a

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  • Christian Education

    At Chattanooga Christian School, we recognize that for many families, private Christian education represents a significant investment. To support our families, we work closely with you throughout the admissions and enrollment process. We are here to help guide you through the process and ensure you have the support you need. Our goal is to make the experience as seamless and fulfilling as possible, so you can focus on what matters most—your child's education.
October 1 | Financial Aid Application Opens
December 31 | Financial Aid Application Due (Current Families)
January 31 | Financial Aid Application Due (Prospective Families)

Tuition 2025-2026

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Fees & FAQs

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  • Tuition & Fees Policy

    Click here to view Tuition and Fees Policies for 2025-2026.

    2025-2026 Tuition RatesFirst Child
    Additional Child(ren)
    High School (9-12)$17,750$17,250
    Middle School (6-8)$15,250$14,750
    Lower School (K-5)$13,200$12,700
    PreK 5-Day (2 year olds)*$15,800$15,300
    PreK 5-Day (3-5 year olds)$12,200$11,700
    PreK 3-Day (3-5 year olds)$8,500$8,000
    PreK 2-Day (3-5 year olds)$6,100$5,600

    *PreK 5-Day Tuition for 2-year-olds includes: extended care, summer camp when school ends, daily lunch, and two snacks per day. Hours are: 7:30 AM-6:00 PM.

    Note: Not all fees are included in tuition rates.

  • Tuition Payment Options

    Tuition payments may be paid annually or divided into two, 10, or 12 equal parts. The billing period for each school year begins in July.

  • Application Fee

    A one-time, non-refundable application fee of $100 is required. The receipt of the application and fee begins the admissions process.

  • Enrollment Fee

    Each new and returning student is required to pay an enrollment fee of $185 per student. Payment is due upon enrollment.

  • Required Fees

    Click here to see a list of the most common fees in addition to tuition for the 2025-2026 school year. A sample of those fees is listed below.

    Lunch Program
    We offer an all-inclusive program for a flat yearly rate, which all families participate in. This charge is billed according to the same schedule as your chosen tuition payment plan.
    • $895 per student for Lower School
    • $1,295 per student for Upper School
    Class Trips
    End-of-year trip fees are required for 5th, 8th, and 12th grades. Budgets for these exciting trips are established at the beginning of the year based on enrollment and cannot be refunded, either in whole or in part. The charge is billed according to the same schedule as your chosen tuition payment plan.
    • 5th: $375 - 5th Grade Experience
    • 8th: $925 - American Heritage Trip to Washington, D.C.
    • 12th: $600 - Senior Trip

  • Other Fees

    Click here to see a list of the most common fees in addition to tuition for the 2025-2026 school year. A sample of those fees are listed below.

    Uniforms: Prices vary

    Laptop (5th-12th): Prices vary

    Extended Care:
    CCS provides Extended Care on full school days from 3:30-6:00 PM for PreSchool through 8th grade.
    • A registration fee of $20 will be charged during the first month of usage.
    • Extended Care rates for PreSchool will include after school care until 5:15 PM. There will be an additional $10 charge for PreSchool students staying after 5:15 PM.
    • Charges are billed on a monthly basis and usage is based on checkout time.
    Lower School (K-5)Upper School (6-8)
    3:30-4:30 PM - $103:30-4:30 PM - $10
    4:30-6:00 PM $204:30-6:00 PM $20
    $20/day maximum charge if picked up by 6:00 PM. Late fees will apply after 6:00 PM.

Investing in Your Child's Future

At Chattanooga Christian School, we understand that financing a private Christian education can be a challenge for many families. It is the policy of Chattanooga Christian School to provide need-based financial aid to families who demonstrate a genuine need and would not otherwise be able to afford a CCS education. We do not offer academic or athletic scholarships.

We are committed to making Christian education accessible by dedicating a significant portion of our budget to financial aid. As CCS has grown, so has our financial commitment. For the 2024-2025 school year, we will award $2.4 million in need-based aid—four times the amount we awarded just eight years ago.

Below, you will find the steps to complete your application for tuition assistance, along with important deadlines and resources to guide you through the process. You will also find information for Tennessee residents regarding state-funded programs that provide financial assistance for eligible students attending private schools in Tennessee.

Financial Aid Process

The financial aid application is open from October 1 through January 31 of each year for new families (the deadline for current CCS families is December 31). Families must apply each year and complete the process—including submission of required tax documents—by the deadline in order to be considered in the first round of awards. CCS cannot guarantee financial aid for a family that completes the financial aid process after the deadline.

For new families, after submitting your online application for admission to CCS, please read the Financial Aid Application Instructions. Financial aid will not be considered for a student unless an application for admission has been submitted to CCS.

Families who demonstrate financial need will receive their financial aid award information along with their offer of acceptance packet, mailed on March 1.

Tuition Assistance

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  • Financial Aid Instructions (English)

    • Click here for the 2025-2026 Family Application Guide.
    • Click here for a Clarity Application quick reference guide.
    • Click here for a video introduction to Clarity for families. For closed captions please click here.

  • Financial Aid Instructions (Spanish)

    • Click here for the 2025-2026 Spanish Family Application Guide.
    • Click here for a Clarity Application Spanish quick reference guide.

  • Financial Aid FAQs

    Click here for more information about need-based financial aid.

  • Tennessee EFS

    The Education Freedom Scholarship (EFS) program establishes a statewide school choice program available to all Tennessee families. For more information about EFS, please see our Resource Guide.

    Scholarships Available:
    • 20,000 scholarships will be available for Tennessee students in the 2025-2026 school year, including:
      • 10,000 scholarships for students who are:
        • At or below 300% of income qualifying for free or reduced-price lunch
        • Have a disability
        • Are eligible for the existing ESA program
      • 10,000 additional scholarships available to a universal pool of students entitled to attend a public school in Tennessee.
      • Note: Chattanooga Christian School is not involved in the approval or denial of families who wish to apply for the ESA program.
    Learn more about the EFS program.

  • Tennessee ESA

    Tennessee ESA (Educational Savings Accounts) Program
    The Educational Savings Accounts (ESA) program in Tennessee is offered to families with students zoned for Hamilton County Schools. Families who qualify will have state and local funds to use toward educational expenses, including tuition and/or fees at approved independent schools.
    • To Apply for an ESA:
      • Complete the online ESA application and upload all necessary supporting documentation.
      • Note: Chattanooga Christian School is not involved in the approval or denial of families who wish to apply for the ESA program.
    Learn more about the ESA program.

    Important Application Dates for ESA
    • February 3, 2025 – Student application opens for the 2025-2026 school year
    • May 1, 2025 – Priority deadline for 2025-2026 student applications
    • August 1, 2025 – Student application closes for fall 2025 enrollment

  • Tennessee IEA

    The Individualized Education Accounts (IEA) program in Tennessee is offered to families with students who have an Individualized Education Program (IEP) and are zoned for a public school district. Families who qualify will have state funds to use toward approved educational expenses, including tuition and/or fees at participating private schools, tutoring, and other educational services.
    • To Apply for an IEA:
      • Complete the online IEA application and upload all necessary supporting documentation.
      • Note: Chattanooga Christian School is not involved in the approval or denial of families who wish to apply for the IEA program.

    Important Application Dates for IEA
    • February 3, 2025 – Student application opens for the 2025-2026 school year
    • May 1, 2025 – Priority deadline for 2025-2026 student applications
    • August 1, 2025 – Student application closes for fall 2025 enrollment


It is important for families to meet the Financial Aid application deadlines. Applications submitted after January 31 (December 31 for current families) may not be considered in the initial round of funding. This can result in a reduced funding pool, which may impact the availability of assistance for families who qualify.

Chattanooga Christian School

3354 Charger Drive, Chattanooga, TN 37409 | 423.265.6411